Posted by admin | Under Discount Auto Insurance
Friday Jul 31, 2009
Because teenagers have the worst driving record of any age group – they accounted for more than 6,500 driving fatalities in the U.S. last year – teenage car insurance premiums are the highest. So how can you get cheap car insurance for your teen son or daughter? Read on …
Cheap Auto Insurance for Teens Tips
Here are some tips on how to get cheap auto insurance for your teen son or daughter …
* Raise their deductible – raising your teenager’s deductible from $100 to $500 can lower their insurance premium by 10% to 20%.
* Change cars – the difference between insuring a souped-up sports car and a conservative sedan can be as much as $1,000 or more.
* Put your teen on your policy – by insuring your teenage son or daughter on your car insurance policy, you can get up to a 15% discount on their premium.
* Have your teenager take driver’s training – getting your teenager to take a driver’s ed course will save you 10% to 15% on their insurance and will give you a little peace of mind to boot.
* Encourage your teen to get good grades – you can get a 10% discount in some states if your son or daughter gets good grades in school.
* Get them to chip in – having your teenage son or daughter pay for a portion of their auto insurance premium will not only save you money, it will teach them responsibility.
* Get multiple quotes – the exact same car insurance with different companies can vary as much as $1,000 a year. That’s $10,000 over a ten-year period that you could save by spending a few minutes online comparing quotes.
* Shop online – shopping online to get quotes from different insurance companies is the quickest and easiest way to compare rates and get cheap auto insurance for your teen.
Visit http://www.LowerRateQuotes.com or click on the following link to compare auto insurance rates from top-rated companies and get cheap auto insurance for your teen. You can get more auto insurance tips by checking out their “Articles” section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on how to buy cheap auto insurance for teens.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/how-to-get-cheap-auto-insurance-for-teenagers-106917.html
Posted by admin | Under Auto Insurance Price Quotes
Friday Jul 31, 2009
Almost everyone needs to know about auto insurance companies. Even if you don’t drive right now, you may one day find that you need to. Even if you live in the city and have no need for a car, you may find that one day you move from the city and suddenly, a car is a necessity. Though there are some that go through life without driving, you know that almost every does so. This is why there is such stiff competition out there for insurance.
You may notice that auto insurance companies have a lot of advertisements on television, and you may also notice that they are vastly different in appeal and target audience. Some products have a simple audience they know they must reach. Almost any product has an age and gender group they target and they place their ads accordingly. This is not the case with auto insurance companies. They have to target everyone. This is why the ads are so diverse and are on at all times of the day. They have to appeal to every age group and gender, and that means a huge number of different ad campaigns.
Because there are so many ads out there by auto insurance companies, it can be easy to get confused. Who really is the best? Truthfully, there is no right answer to that question. You want to save money, everyone does, but your location, automobile, and your driving record all play a part in how much you pay. You also pay more for full coverage. Auto insurance companies can’t promise you the best deal because each individual will have a different story when it comes to what they need and how much it will cost them.
There are some auto insurance companies that offer to compare prices for you. It sounds good in theory, but I’m not sure I’m buying it. They can say they are giving the quote from other companies, but how many of these quotes are accurate? I know that one of the auto insurance companies give you four quotes from other companies. The problem with this is that there are so many companies out there that it is impossible to know if they have selected the highest quotes and left off the ones that might truly save you money. The best way to get the best price is with old-fashioned hard work. You have to check it out for yourself.
John Wellington
http://www.articlesbase.com/business-articles/confused-by-auto-insurance-companies-74486.html
Posted by admin | Under Discount Auto Insurance
Friday Jul 31, 2009
10pts to best answer. Question about auto insurance policies?
I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?
Depends on the company and the state that you live in. Auto insurance is regulated by each state so it can differ from state to state.
Some companies might offer:
-Good student discount (if you have a B or better average, so 3.0 or higher)
-Driver Training discount (if you got your drivers license through an ‘on the road’ driver training course and got a certificate stating you completed the course
-Some companies offer a book to be completed to make you designate driving goals to make you aware of your driving skills.
If there are 3 cars in the house and 3 drivers in the house, you will probably have to be put as a primary operator of a car, BUT if threre are 2 cars in the house and 3 drivers in the house you could probably be rated as an occational operator of the vehicle.
Just offering some suggestions for you!
Hope this helps. Good luck.
Posted by admin | Under Cheap Car Insurance for Young Drivers
Friday Jul 31, 2009
Posted by admin | Under Auto Insurance Price Quotes
Friday Jul 31, 2009
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Posted by admin | Under Cheap Car Insurance for Young Drivers
Wednesday Jul 29, 2009
http://freecarinsuranceblog.org/ Check out this site to get answers to your questions about car insurance. Find out all about auto insurance on line. For instance, look up young drivers car insurance.
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Posted by admin | Under Auto Insurance Price Quotes
Wednesday Jul 29, 2009
Do you Drive a Vehicle? Most people must drive a car in order to get to work, conduct our business, get to the store , and take the kids to play and school. Car Drivers Need Car Insurance! With an auto comes the need for car insurance. Every US state requires a legal minimum coverage in order to legally operate a vehicle.. In addition to the legal rules, we certainly want to So we all need to pay this monthly bill toprovide insurance for our vehicles. We must be certain that we buy the top rated policy at the most affordable price. Beyond that, look for a qualify policy without using up hours contacting a dozen different insurers that offer their policies in our area. Find Auto Insurance Comparisons with Online Quotes You can find the cheap car insurance quotes online with safe, fast, and free auto insurance quote forms You can key in details once, and then sit back and relax because the most competitive insurers will send you their top policies at the lowest rates. to learn more about all types of insurance we cater please visit our website at GetSafeInsurance.com
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Posted by admin | Under Orlando Car Insurance Quote
Wednesday Jul 29, 2009
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Posted by admin | Under Discount Auto Insurance
Wednesday Jul 29, 2009
Posted by admin | Under Auto Insurance Price Quotes
Wednesday Jul 29, 2009
Many people look forward to buying car insurance about as much as having their wisdom teeth pulled by a dentist named Dr. Pain. Today I intend to show you how to take a lot of the sting out of purchasing car insurance by arming yourself with a little knowledge.
Many people believe car insurance is a simple as black or white, either you have “liability” or “full”
coverage. In fact there many important options in between. In becoming informed you will need to know how to research, and what questions to ask.
The three key considerations when purchasing car insurance are price, coverage, and company. The first key consideration when buying car insurance is price. The matter of fact is that you will never find one company that has great rates for everyone. Different companies target different age and risk groups, so while one company has a good price for your friend, they make not have a great price for you.
Usually 10-15 quotes will probably give you a good range of prices to choose from. A good resource you can always rely on is the yellow pages, where the listings are localized to your specific area and everyone who is anyone is there both big and small.
The second key consideration when buying car Insurance is coverage. Coverage varies from company to company but the basic components usually remain constant. The first is liability. Liability pays in the event you hit and injure another person or damage there vehicle. The two parts of Liability coverage are Bodily Injury and Property Damage. Both are expressed in thousands of dollars. The property damage is the second number and indicates how much the company will pay to fix the other person’s car or property.
Medical payments pay a flat amount per person for anyone injured in your car regardless of fault. They range from between $500 to $5,000. This amount is not meant to absorb the cost of an injury, but to offset immediate out of pocket expenses such as health insurance deductibles.
The third is uninsured and underinsured motorist coverage. This protects you and your passenger in the event you are hit by a driver with no insurance or not enough insurance. The fourth is comprehensive and collision covers damage to your car. Collision pays to fix your car in the event it is damaged in an accident that is your fault. Comprehensive pays in the event of fire, theft, and vandalism or anything collision does not.
A deductible will usually apply and is the amount of money you must first pay and the insurance will pay the rest. Deductibles range from $50 to $5000. The higher the deductible, the lower your cost.
The fifth is towing and rental reimbursement. Towing provides a flat amount of coverage per disablement and rental reimbursement pays a specified amount per day in the event you need to rent a car while yours is being repaired.
The sixth and final coverage is Special Equipment coverage. This covers any special equipment installed or attached to the vehicle not factory or dealer installed. This will usually include rims, stereos and custom accessories. How much or which coverage is right for you? It’s a personal decision that no one can make for you.
The third key consideration when buying car insurance is the company and agent. When buying insurance the quality of the company should be taken into consideration. One way to evaluate the quality of a company is to inquire about their “Best” rating. The rating is based on their financial strength, operational performance and ability to meet their obligations.
In conclusion if you spend a little time checking out the three key components of buying car insurance price, coverage and company, you can avoid a lot of headaches later especially in the event of an any accident. With a little information and little more leg work, you can eliminate any confusion from this process and be sure you have the right car insurance for you.
Ray La Foy
http://www.articlesbase.com/automotive-articles/key-considerations-for-selecting-auto-insurance-107728.html
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