Orlando Car Insurance Quote |

You’ve probably seen the adverts on television for Sheilas’ Wheels car insurance, where three glamorous blonde women are sitting pretty in a bubblegum-pink car. These good-time girls are contrasted to a miserable group of Australian sheep station guys left out of this cheap women-only car insurance deal. Sisters are insuring it for themselves, the message is clear – they can get better deals. But is this female-friendly advertising just another marketing ploy or is their a real benefit for female motorists?

Most insurance companies recognise that women are cheaper to insure and their policy costs reflect this. Certainly this is the case until women reach middle age, according to research by the AA (based on quotes for men and women, driving a Ford Focus and living in Cambridgeshire). For young drivers, age 17, the insurance cost for a woman is £1,938.13 per annum, for men this figure rises by almost £1,000 to £2,906.25. At age 30, the cost for women is still over £40 cheaper at £367. By the age of 40 the saving falls to just over £7. For men and women of 50 years old, the cost for women is just 45 pence cheaper. And by the age of 60, men (for the first time) can enjoy a £7.30 advantage over their female counterparts when their insurance premium reaches £245.40.

The promise of cheaper deals is founded on the fact that, on average, women don’t have as many serious accidents and therefore should be less risky and less expensive drivers to insure.

There is also clear evidence that as regards appalling driving, men are way out in front. Annual statistics from the Home Office reveal that almost three quarters of speeding offences, 96% of dangerous driving offences and 85% of careless driving were committed by men.

Sheilas’ Wheels also markets the idea that car insurance can be tailored to women’s individual needs. It can provide £300 for handbag insurance for example, in addition to offering a counselling line after accidents and the promise of repair practices that are women-friendly. Those that ensure that cars can be available to be collected from garages in daylight or in time for a daily school run.

Pioneer of car insurance for women, Diamond (part of the Admiral group) believes that dedicated services for women form part of a wider social change. The majority of women now have a driving licence (61 per cent of women compared to just over four fifths of men) and insurance that is female friendly and /or exclusively for females is a question of independence which mirrors the rise in the number of single female households and women who own their own car.

Certainly, companies like Sheilas’ Wheels and Diamond are offer some of the cheapest deals in the marketplace but other, non-specialist companies disagree that gender- specific insurance gives the consumer much extra. They warn that these brands are just part of a clever advertising campaign. Sheilas’ Wheels, for instance isn’t even an Australian company but part of the HBOS group, which also includes esure, Halifax and Bank of Scotland.

It is true that it can be misleading to draw general conclusions about cheapness. Altering a few variables like occupation and age can reveal different results. Comparisons show that your postcode, for example, is far more significant than gender. Living in Liverpool can more than double the cost of your insurance whereas living in a rural, low-crime area such as Norfolk will bring the cost of your premiums right down.

The best advice is to check out exactly what is on offer from the insurers and see how it best meets your own individual requirements.

Michael Challiner
http://www.articlesbase.com/finance-articles/car-insurance-for-women-only-743267.html

Are you likely to receive an auto insurance discount, if you hold a class A CDL and / or if you have taken classes for your CDL from vo-tech?

It’s possible, depending on the company, but you’d have to ask the agent about them. I doubt that a new CDL licensee would be eligible for much, if any, discount though.

ALSO,I am moving out of state soon,do I NEED to upkeep it ? or can I switch back to basic/ reliability insurance ??

Just because you move, doesn’t change the rules of the game, you are still required to carry the SR22, your driver license record will follow you, as well. Call around and get quotes, SR22 fees can vary alot by insurance company. Nationwide and Progressive are popular picks.

Try this site

http://www.usainsurancequotes.net/

here you can compare quotes from different companies.

In November I turned 25 years old. I’ve always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up.

When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I’ve always payed bills on time, and since I was 23 I had full coverage. I’ve had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc… But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don’t have any answers. Does anyone know why it went up?
I always pay for 6 months every time. I go to progressive right now and looked into other places. Look auto insurance is about the same and AAA is about $15 more.

yep. the most important thing here is this bit:

<<i payed the price>>

That’s it. I now agree with them and why wouldn’t I. Business is business.

The problem is, I’m a college kid who doesn’t want to lose money on the car. I plan to buy it maybe drive it for 2 weeks, 1 month tops and then sell it and hopefully break even. (I don’t mind losing 100$ maybe on it but nothing more) I have 1000$ to spend. What should I look for? Is all hope lost? What do you think of this ad?

http://orlando.craigslist.org/cto/1618321107.html
Will that car break down as soon as I drive it? I sent him an email offering to buy it for 300$ i hope he doesn’t cuss me out lol

and how simple is it to get the car street ready (license and registration/ insurance) how does all that work and will it cost me $?

Thats a perfect car for the task. Hondas are reliable as sin! so it shouldnt break down. I wouldnt pay any thing over 450 dollars for it. Absolutly not worth any more money than that.